Online Title Loans – A Summary of Loan Lenders in California
A title loan or registration loan is a short-term loan with a high-interest rate that gives applicants money fast when they need it most. The requirements will depend on the state one lives in as well as the company they apply to. Applicants are required to bring a free and clear title, government-issued ID, vehicle registration, current automobile insurance coverage and proof of income to apply.There are a variety of title loan lenders in the state of California, here are a few of our favorites, apart from us of course!
– With locations in 16 states including California, Title Max offers competitive rates and same day cash. They even accept motorcycle titles for collateral. Some loan applications may require a credit check in the state of California. As one of the nation’s largest title lending company, they have offered countless title loans to applicants since 1998.
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With many different locations across the United States, this title lending company offers title loans as well as payday loans, online payday loans, installment loans (including online), flex loans and line of credit.
RPM LendersRPM Lenders has locations in both North and Southern California, this title lender offers up to $15,000 (slightly lower than the max of $25,000 in the state). They do not perform credit checks with applicants with current proof of income. They state that their application process takes 30 minutes or less.
True Financial Offers easy, convenient and fast title loans in California, they offer loans that can be funded in an hour or less. With low maximum APR's, their title loans are typically two to three years, making them longer than short-term loans. There is no automatic renewal either. They typically offer 60% of the wholesale value of the vehicle being used for collateral and you can visit instore or use your browser to get a online title loan. They accept refinances and will even help borrowers pay off their loan early to save on interest.