Online Car Title Loans In California & Other States
There are many options available to obtain a title loan in the state of California. In fact California is one of the most popular states for a title loan product. Driving around Los Angles it appears as if title loan shops are near you at every corner. It pays to research and deal with a reputable company for your loan application.
What will I need for a title loan?
Usually a lender will require photos of the vehicle, your ID, some proof of income and often the title. The entire process can be completed online or if you prefer you can come into one of our locations to finalize your loan and apply in person. The lender goes down as the leinholder on the title and the reason for that is so there is security of the loan on your vehicle. In the even of default your vehicle is at risk so make sure that you are aware of your obligations before signing any contract. Generally there will be age requirements on the vehicle. See Is my vehicle too old for a title loan for moe information on this. Also the milage travelled on your vehicle will be a factor. Lenders prefer to see low mileage vehicles rather than high milage vehicles for a title loan. They will also look at if your vehicle is salvage title, or TMU (True Milage Unknown) or lemon law or if there are other problems with your title. We pride ourselves on having high approval rates and many satisfied customers - you can check our yelp reviews to see how we treat our customers. We adopt a flexible approach and work with you to find a way to keep you in your loan to avoid repossession. Essentially as many lenders are able to finance or refinanceyou in a title loan with no credit check, the quality of the vehicle is of utmost importance. Generally lenders like to see vehicles without accident damage or that do not have any issues and is running correctly and not in need of repair. Also it helps that you have documentation proving your income and usually 30 days or so of bank statements also help you secure a low rate on a title loan in california. We can also finance loans with no inspection and provide loans for higher mileage vehicles
How Long does it take to obtain a Car Title Loan?
Most of this depends on how organized you are. Many lenders are able to fund withing hours or provide services the same day. Some lenders operate 24 hours a day and 7 days a week. The more organized you are the faster the process of applying for a title loan will be. However its important to note that some of your time will be taken up such as by providing the required documentation or even arranging to meet with the lender so that they can prepare your check or cash payment and so you can discuss repayment terms and find a flexible option that works for you. Even if you have no income or are looking for a title loan without a job, there are some lenders that exist that are able to help and support you and provide loan options. Remember though that the less credit worthy you are the higher your interest rate may be, so in order to maximize the chance of receiving a low interest rate title loan, try to have all your minimal documentation ready and prepared.
TrueFinancial is your lender of choice for an online car title loan in California. Title Loans can be arrange with minimal fuss, low hassle and low documentation. We can help yuo if you say no credit check, and with rapid fast same day funding we help you unlock the value in your vehicle today. We can help with refinances of title loans, and we also do salvage title loans and RV title loans. Also we are ok with bad credit, and we are able to finance most loans in the same day. We have a number of easy ways for you to finance through us and lead the way in making fast, cost effective title loans to help you obtain a pink slip loan. Best of all you get to keep your car to enjoy as you usually do.
A Title loan is popular when you need cash in a hurry or are looking for a way to achieve a loan that can be paid off after a short duration and does not require a credit check. Some lenders conduct their business entirely online which can be convenient if you want to apply late at night or you live in a remote area. This can save time if you obtain a loan with no inspection. We can finance autos, trucks, SUV's, boats, campervans and motorcycles. We have a range of repayment options and can tailor a loan structure with a payment plan to suit your needs. Our experienced consultants are able to obtain a loan quickly and easily and from the comfort of your home or come into one of many offices located throughout los angeles. We are able to refinance title loans and provide new title loans to customers throughout northern and southern California. We can also buy out your existing title loan if you are dissatisfied with your current lender for any reason and are wanting to There are a number of different loan options depending on the term, interest rate and amount that you wish to borrow.
Do I qualify for an Auto Title Loan?
If you own your car you qualify. Its that simple. There are some requirements around the dollar size of the loan. For California requirements our minimum loan amount is $2501. We also can refinance your existing title loan. Our Title Loan process is quick, easy and secure. So give us a go and apply today.
California is a beautiful state, many say its the best in the USA. If you're looking for a title loan its also one of the states that has somewhat permissive loans. Be sure to check you are dealing with a licensed lender in California. True Financial is a Californian licensed title loan shop and we look forward to answering any queries you may have around applying for a loan. We also refinance existing car loans even if you have money owing. Contact us today.
See guide how to refinance your title loan